New trucking ventures can reduce avoidable underwriting delays by organizing the operation before requesting coverage. Carrier requirements vary, but this checklist covers the information commonly requested for an initial review.
Company and authority information
- Legal business name, DBA, entity type and business address
- USDOT and MC numbers and authority status
- Owner and primary contact information
- Requested effective date and operating states
Drivers and equipment
- Driver names, dates of birth, license numbers and states
- Driving experience and motor vehicle records
- VINs, year, make, model, ownership and stated values
- Trailer ownership and any trailer-interchange exposure
Operations
- Commodities hauled, contracts and excluded cargo
- Typical and maximum radius
- Estimated annual mileage and revenue
- ELD, safety, maintenance and driver-screening practices
Coverage discussion
Ask about auto liability, motor truck cargo, physical damage, general liability, non-trucking liability, trailer interchange and any contract-specific requirements. Do not assume every exposure is included automatically.
Before submission
Check names, VINs, dates and limits for accuracy. Pricing and eligibility depend on underwriting, driving records, safety information and carrier approval. This guide is general information, not a quote or guarantee. Call 1-877-214-8848 or get a trucking rate indication.
Frequently asked questions
Can a new venture obtain trucking insurance?
Programs and requirements vary. Complete information helps identify markets that may consider the operation.
Is a USDOT number enough?
Underwriters may also request authority, driver, equipment, cargo, radius and safety information.
