Commercial Auto Liability
Core liability protection for eligible owner-operators and fleets.
TRANSPORTATION INSURANCE SPECIALISTS
Coverage built for truckers who need answers—not runaround.
Power Commercial helps new ventures, owner-operators, and fleets find practical transportation coverage through an experienced team with access to specialized trucking markets.
Serving eligible trucking businesses across our licensed states, including Florida. We do not currently transact business in New York.
A STRONG OPTION WHEN LOSS HISTORY IS THE PROBLEM
No-loss-runs program
For eligible risks, our program may not require loss runs, helping remove one of the most frustrating delays in transportation insurance.
BBB-AccreditedA+ Rated Business
43 StatesBroad licensed footprint
Transportation FocusSpecialized market knowledge
Fast HandlingSame-day issuance may be available
COVERAGE OPTIONS
One transportation team. Multiple ways to solve the account.
Motor Truck Cargo
Standalone cargo options may be available, with fast handling for qualified risks.
Physical Damage
Protect tractors, trailers, and other scheduled equipment.
General Liability
Standalone trucking general liability options for eligible operations.
Federal & State Filings
Required filings can be coordinated with qualifying coverage.
Owner-Operators & Fleets
Solutions for new ventures, cargo vans, box trucks, hotshots, tractor-trailers, and fleets.
Non-Trucking Liability (NTL)
Liability protection may be available when an owner-operator uses the truck for non-business purposes while under permanent lease.
Bobtail Coverage
Coverage may be available for liability exposures while the tractor is operating without a trailer, subject to the policy and operation.
Roadside Assistance
Optional emergency roadside support is available through Roadside Masters.
WHY POWER COMMERCIAL
Trucking insurance is not a side department here.
Our team understands that market eligibility, vehicle type, commodities, radius, filings, driving history, and timing all affect where an account belongs. We collect the information once, identify realistic market options, and move the submission forward.
- Start the application.Give us the basic operation and contact information.
- We review the risk.Our team checks eligibility and identifies available markets.
- We pursue the best fit.We submit or rate the account with appropriate markets.
- You choose.Review the available coverage and pricing before binding.
TRUST MATTERS
BBB-Accredited Business with an A+ rating.
Power Commercial has maintained an A+ BBB rating for years. Review our profile before you share your information.
COMMON QUESTIONS
Before you begin
Do you always require loss runs?
No. For eligible risks, our specialized program may not require loss runs. Availability and underwriting requirements vary.
Can you write standalone cargo, physical damage, or general liability?
Yes, standalone options may be available depending on the operation and underwriting eligibility.
How quickly can coverage be issued?
Same-day coverage may be available for eligible, complete submissions once required information, underwriting review, and payment are completed. Timing is not guaranteed.
Can a new trucking venture apply?
Yes. New ventures can start with our streamlined online application. Our team reviews the operation, required filings, vehicle and driver details, and available markets.
What is non-trucking liability (NTL)?
NTL may cover certain liability exposures when an owner-operator uses the truck for non-business purposes while under permanent lease. It is not a substitute for primary auto liability.
What is bobtail coverage?
Bobtail coverage generally addresses certain liability exposures when a tractor is driven without a trailer. Eligibility and definitions vary by carrier and policy.
Do you offer roadside assistance?
Yes. Optional commercial-truck roadside assistance is available through Roadside Masters. Power Commercial may receive referral compensation if you enroll through our link.
What information should I have ready?
Your DOT number when applicable, vehicle and driver details, operation type, radius, commodities, current coverage, and requested effective date.
READY WHEN YOU ARE
Tell us about your trucking operation.
Start with the application. Our transportation team will review the account and contact you about the next step.
Coverage availability, eligibility, pricing, effective dates, and issuance are subject to underwriting review and carrier requirements. No public referral payment amount is promised.
